When planning your finances, it is important to distinguish the difference between savings and investments.

Pensions are, of course, designed to enable you to save sufficient money during your working life to provide an income stream for you to live comfortably after you have retired.

If you think your estate might have to pay Inheritance Tax, there are simple things you can do to reduce your tax liability.

Financial products are sometimes at their most useful when they are protecting our families, our incomes, our property or our business.